Insurance is part of your stack.
Truly Stacks is a free resource for technology companies in Ontario: understand tech startup insurance - cyber, Tech E&O and D&O - figure out what applies to your company, build your insurance stack, and get covered through Truly Insurance when you're ready.
Your coverage tower
Wider block = more ways it can happen.
Every way your company can end up owing someone money.
Four arrows in. Insurance only helps where an arrow lands.
Your stack is your risk.
Every tool you ship with creates an exposure. Here's the mapping.
Three policies at the core of a tech company's stack.
Cyber is the natural starting point for most technology companies — but it's one piece of the stack. Open any card to understand what it does and how it fits.
Cyber & Privacy
Helps address risks from cyber incidents, breaches and attacks - breach response, ransomware, regulatory fines and business interruption.
Tech E&O
Helps address claims arising from your technology products or services - software failure, missed SLAs, AI output and economic loss to customers.
Management D&O
Helps protect directors and officers from certain claims relating to management decisions - investor suits, regulator actions and employment claims.
The complete guide to tech startup insurance in Ontario.
The policies, the triggers that force them, RIBO and PHIPA, and what it costs at each stage - in one place.
Learn. Figure it out. Build your stack. Get covered.
A four-stage path for technology companies. Your stack evolves as your company evolves — and you don't need to be ready to buy insurance to use it.
Learn
New to commercial insurance? Guides, case files and a glossary take you from zero to reading a quote.
Start LearningFigure it out
Right-size limits and surface the gaps for your stage and vertical.
See What AppliesBuild your stack
Stack coverage blocks and watch the premium range rebuild live.
Build Your StackGet covered
Share your stack with a licensed Ontario broker when you're ready.
Get StartedThe brokerage behind this resource.
Licensed in Ontario
A specialist Ontario tech-insurance practice, backed by a RIBO-licensed brokerage.
A specialist tech practice
We underwrite your stack, not your headcount. Our brokers read term sheets and SAFE notes fluently.
Why this resource exists
We built Tech Risk so founders can understand their exposure before they talk to any broker - ours or anyone else's.
When you're ready, our brokers walk you through the right tower - no obligation, no instant quotes. Just a conversation with a licensed Ontario brokerage.
Ready to build your stack?
You've learned the basics and built a stack. When you're ready, a licensed Ontario broker will walk through it with you - stage, limits and the endorsements your buyers actually require.